Sunday, December 25, 2016

The Artidote. The life saver!!!

People are at a high risk of being judged by society for actions that are seen as being against “cultural values”. Women, more so are often judged for their actions and are labelled as loose for being open about their sexuality. 

Getting pregnant out of wedlock is one thing that is sure to bring a barrage of judgmental comments. Arguing its morality or seeking a debate on whether if its right or not might not be much worthy when a life is at stake

Here's an incident where a girl in Delhi took a call to end her life on having known about her accidental pregnancy. But life as you know it, brings a lot of surprises and the girl was lucky enough to have reached out to "The Artidote", that turned out to be a life saver.

(The Artidote is a space where to bond, story-tell, empathize and heal through art curated by Germany based Jovanny Varela-Ferreyra.)


Here's the snapshot of how it panned out!!! 




 She received messages of love from around the world....









... and was overwhelmed and decided against killing herself.







In spite of the world becoming a tough place to live in, there is love all around and people who would want to see others live a great life. God bless those good hearts!! 

Be good... do good.. spread love, it's christmas time after all...

Merry christmas and a happy new year to one all!!.

- DC

Courtesy: Deccan Chronicle

Tuesday, December 6, 2016

Amma!!!


A people's leader.  Pro-poor. Gutsy. Amma!

She was an enigma at a personal as well as at a political level. For a lady to be all alone, to come out against all odds and top in grand style, only she can. A true inspiration to many, courageous & resilient and rightly called the Iron lady after Indira Gandhi, she has been there, seen it all and done it through tough times.

Being apolitical has not stopped many admiring Amma who has been immensely popular among her party men and opposition alike. For the opposition parties to come over and praise her the way they did at her funeral shows the sheer respect she has earned among all. 

I've not been a great fan of Politics which I don't take pride of anyway. However, I have always admired Amma's fearless and gutsy stance every time she had to face a hurdle. To fight it out among the men she had to and come out victorious for her successive term tells a lot about her gritty character and the ever loving support she carries in this part of the country. 

Under her regime, the Police and policing was genuine, the city safe, the poor well taken care of and the overall growth near good. A big setback in Indian politics and a even huge void in Tamilnadu state politics, her demise has not only got everyone saddened but has left a question on how well things would sustain from where she has left it. Only time will tell!! 

Saluting Amma!! May her soul Rest In Peace!!!



-DC

Saturday, November 26, 2016

Fidel Castro, the Cuban icon!




History and Politicians have never been much of an interest to most. At least to teens. Let alone world politics, only very few know our own leaders and politicians to the core.

Having said that, there are names that immediately strike a chord when you hear them. Nelson Mandela and Fidel Castro. Ever since I was a child growing up trying hard to get myself onto the world of history, these names kept coming back at me every now and then with the likes of our own Gandhis and Nehrus. Friends, Comrades and Allies, these two have inspired a lot.

The reason all the more simple.These legends are remembered for how they sacrificed their own for their respective countries. Mandela, the freedom fighter and president who liberated South Africa from apartheid and Castro, a revolutionary and a nationalist who governed the Republic of Cuba as the world's third longest-serving head of state, after Britain's Queen Elizabeth and the King of Thailand. 

Time Magazine in 2012 named Castro as one of the 100 most influential personalities of all time. One of the giant figures of modern history, Castro is both loved as a hero and hated as a dictator. 

Castro retiring the world leaves a void and nothing that could be penned would do justice to what he has done and been. So, here are a few of his quotes that I've come across in articles.

1. "Condemn me. It is of no importance. History will absolve me"
Castro in 1953, when he was defending himself at trial for his near-suicidal assault on the Moncada military barracks in Santiago de Cuba.
2. "I began the revolution with 82 men. If I had to do it again, I would do it with 10 or 15 and absolute faith. It does not matter how small you are if you have faith and a plan of action"
Castro in 1959.
3. "I'm not thinking of cutting my beard, because I'm accustomed to my beard and my beard means many things to my country. When we fulfill our promise of good government I will cut my beard"
Castro in a 1959 interview with CBS's Edward Murrow, 30 days after the revolution.
4. "I reached the conclusion long ago that the one last sacrifice I must make for (Cuban) public health is to stop smoking. I haven't really missed it that much"
Castro in December 1985 upon announcing he had stopped smoking cigars.
5. "One of the greatest benefits of the revolution is that even our prostitutes are college graduates"
Castro to director Oliver Stone in 2003 documentary "Comandante."
6. "I realized that my true destiny would be the war that I was going to have with the United States" 
Castro's opening quote in "Looking for Fidel," Oliver Stone's second documentary on the Cuban leader from 2004.
7. "I'm really happy to reach 80. I never expected it, not least having a neighbor, the greatest power in the world, trying to kill me every day"

Castro on July 21, 2006 while attending a summit of Latin American presidents in Argentina. 
Xxxx

-DC

Sunday, October 30, 2016

Simplifying Operations - Way ahead!!!

Why is complexity such an issue for the automotive sector? The automotive industry is over 100 years old, and layers of complexity have been introduced at each turn of its evolution. It has one of the most complicated upstream and downstream value chains for a volume product, which becomes ever more complicated as the industry evolves.

What is the role of local distributors, and what activities should they be focused on? Can centralized direct sale work for OEMs? Is it advisable to consider cross-border mergers?

These are some of the questions and opportunities that knock the operating model of companies in the automotive sector. To secure sustainable competitive advantage, automotive companies should focus on getting fit for the future. For many, this will mean breathing new life into the organisation by simplifying the operating model to strip out unnecessary cost and complexity in the business operations, tax and legal structures. The benefits will include enhanced flexibility, greater operating and tax efficiency, and long-term cost control— all essential qualities, for high performance in a fast-changing marketplace. 

Introducing simplification to an industry in structural change As companies in the automotive sector have grown and evolved over time, so has the underlying complexity of their business models. OEMs and suppliers need to have different strategies for mature markets versus emerging markets. In emerging markets, companies must have the most efficient market access platform to position themselves to benefit from growth opportunities. However, without the right strategy and execution in mature markets, it is clear that companies cannot profit from emerging markets – the persistence of structural cost and complexity in mature market operations will eventually rob all but the most resilient competitors of the opportunity to compete in emerging markets. 

Instead of being equipped to cope with the profound challenges that arise, many companies find their operating models too complex to enable the flexibility and efficiency needed to deliver business strategy. For example, the ability to rapidly analyse and understand trends in the marketplace, and so make decision to reduce inventory and production levels is often hindered by the complexity in the organisation. Further, unwieldy structures complicate the process of doing business with both customers and suppliers, for example in having a consolidated view of business being conducted with potentially “at-risk” (single source) suppliers. 

Many automotive companies are already very aware of the level of complexity within their organisations, and over many years have embarked on projects such as lean manufacturing, which seek to simplify portions of their inventory management and production. While these have been useful steps on the journey towards a more streamlined organisation, companies need to take care. In response to the current environment, some organisations have effectively adapted their operating model by initiating cost cutting and change projects, sometimes without a thorough understanding of the impact each will have on the fundamental way they manage the business. Ultimately the goal may be not only to simplify the existing business, but also to ensure that further growth of the business, be it through acquisitions, entering new geographic markets, or expanding the product line, does not add unnecessary complexity to systems or structures, and supports the overall business model. 

Suggested approach to simplifying the business operating model

1. Simplify the business model - Sustainable cost reduction 

Benefits: 
Improve speed of decision making
Focusing management time on core activities
Alignment between management responsibilities and corporate structure

2. Transforming value chain for optimization - Strategic profit improvement

Benefits:
Supply chain rationalization
Improved business control
Cost savings

- DC





Monday, October 10, 2016

Chess & Stock Management!!!

With time, the inventory paradigm has changed. Strategies have shifted away from stifling "Traditional practices". Redundancies, errors and stock-outs have all had their impact weighed in on the business which demands a huge evolution. This is where Inventory optimizing and real time data analytics make way. Like what I've been hearing most often in business world, "“You want something that when the results come out, and with minimal human intervention, it can execute on those results. It may seek approval for a few items, but will work seamlessly with business systems on most recommendations.” You need to bring in that little bit in the business to deliver goals in these challenging times. 

Inventory and Stock Management are one of the primary concerns of any business world-wide and has always been an important driver of the business, let it be a "boom" situation or "recession" one. In the recession situation, it becomes more critical as we are in the mood of " cutting corners" trying to push that extra buck forward to ensure some decent bottom-line. 

Lots of research, system programs, algorithms have been written and re-written to ensure a perfect inventory control model. But still many of the problems exist because of  market conditions, design improvements, field failures, discontinuance of vendors, shortage of raw material so on and so forth. But the most important factor which is the "King" of all these reasons is "Historical Data". Our previous demand patterns, consumption trends, "back orders" information registered, etc., dictate our future inventory plans. 

Are we actually looking at the right "juke" box to tune our stocks and sales. Can a back order of yesterday repeat itself if stocked well? Can not a design improvement bring down consumption patterns? Will not the product life cycle change if the raw material is changed and/or a new model is launched? Will you stick with your model even if it doesn't sell? Will you like shouting "Oh, My God !!! How did this become obsolete ?. Really, this thing is getting out of hand" everyday?  Will you not like "built-in" systems to manage "Shelf Life" ? Will you not like to build-in data regarding credit checks decisions and what such "Sudden Shocker" Customers don't buy for short periods  in your systems? Will you not like Maximum Retail Price (MRP)  inspectors stop breathing down your neck with MRP violation cases by system controlled MRP syncronization in billing ? These are some of the thoughts. There are many more instances and can be very specific situations which can be related to the business trends eg., seasonal sales or purchases. 

The "Forward Inventory" model works out solutions for the above situations and many more. The explanations illustrated here are for "Replacement Parts Business" scenario. But the model can be applied to a manufacturing scenario too. This is a stand alone model & can be integrated with larger systems like SAP etc., if need be.

- DC

The Superheroes deserve to decide!!!

They keep us safe. They fight our enemies. They die for the country. 
They struggle to sustain in extreme conditions, taking on the bullets as they come. They go through rigorous training and develop near impossible skill sets to function the way they do. They sacrifice a normal life to ensure we can live in peace. That's just the summary of an army man's resume.


Every time we lose a brave soul, we shower him with praises on his act of heroism. Not just the praising and respect, they deserve even more, like Akshay Kumar cam out saying it is in our best interest to ensure a sustainable future for their families after martyrdom. Government don't seem to be doing enough to assist them in monetary terms. May be its time they did.

And even before that, the foremost thing that the defense ministry need to curb is the delay in procurement of weapons and safety vests which is being criticized time and again. Least do we know what's happening in that front so cant be blaming. Let's hope it is all being done well. If not, let it come out well soon. And the second most thing being the accountability of Defense force in decision making which is lacking in nearness. 

Away from the increasing politicization of the recent surgical strikes that the Indian armed forces conducted across the Line of Control (LoC), one aspect that is not properly highlighted in our discourse on the subject is the fact that it was a “strategic decision” — a decision taken at the highest level of the political leadership of the country (involving the Prime Minister of India). Such strikes, as the Congress rightly points out, were carried out in the past (it claims that there were three such strikes in between 2011 and 2014). But the difference between those and that conducted last fortnight is that unlike the recent ones, the past strikes were “tactical” in nature. 

This said, the Modi government has not undertaken any major reforms in the arena of national security in the last two-and-a-half years of its tenure as promised. The military leadership of the country is highly disgruntled that its voice is not being heard in the civilian-controlled Ministry of Defense. A long standing demand for having a Chief of Defense Staff (CDS) or any other equivalent post to be a single-source of interactions between the military and the political leadership has not been met. The country’s intelligence-gathering system is said to be highly fragmented.
All these things are really surprising since many expected that if any government could vitalize India’s national security structure, it was the Modi government. In fact, the BJP’s elections manifesto in 2014 had promised that the Modi government will “reform the National Security Council to make it the hub of all sector-related assessments”, “completely revamp the intelligence gathering system by modernizing the intelligence department”, and “ensure greater participation of Armed Forces in the decision-making process of the Ministry of Defence”. Regrettably, there have been no signs of implementation of such promises, although the present government has competed half of its term.
And that means that behind all the bravado surrounding the latest surgical strikes, India’s national security decisions continue to be ad hoc in nature, a sad scenario for a rising global power.
Hope reform is on its way and for the betterment of the people and the army men alike. 
- DC

P.S. http://www.lifestalker.com/indian-defence-blogs/


Saturday, September 10, 2016

Belief is what it takes!!!

If you think you are a wasted life and worry too much of things you don't have, just remember there are these athletes who defy all odds and win life on their own.


Olympics saga was so hyped for its craze and the extent of sports involved. But then lot of us don't have an idea about Paralympics (Olympics for Para athletes) that's currently underway in Rio. I didn't, until I woke up to the news that an Indian had won the First ever gold in such event. 


Mariyappan Thangavelu from TN took the honor in High jump while there was Varun Bhati Singh who won the Bronze. There was one other Champ Sharad Kumar who could have added to the medal tally if not for American Sam Grewe. The interesting fact is that these 3 Indians rank 1, 2 and 3 in World Rankings for High Jump. May be he was destined to win gold, for his name "Thangam" means gold.  "It’s not beyond me, even gold is possible", beaming Thangavelu had told while interviewed before the final. He believed and achieved. 

Jonnie Peacock and Georgie Hermitage, Gold for GB in respective Men's and Women's 100 M Sprint, Ellie Robinson in Swimming and a lot more. 

Check it out: https://www.paralympic.org/

Believe in yourself. Like Nick Vujicic very much symbolizes.

- DC

The Water Dispute

Not long before that I got to know whats the real issue with the Cauvery water dispute. Karnataka and Tamilnadu being in taters for a really long time over sharing the river is a known thing but the video which I came across lately got me thinking. There happens to be 10 countries that share the basin of the Nile, arguably the world's longest river. Same with India and Bangladesh sharing one and whats even more surprising is the fact that India even shares one with Pakistan and not so with any disputes, let alone politics.

I've not done a lot in its favor than just being a mere spectator but that's what most us do, for we don't know what's to be done or perhaps aren't really concerned. But then looking at the future generations that might face drought more worse than ours really makes me worry and think of doing my bit. so here I'm sharing what i came across over this dispute. The video coms with subtitles for everyone to understand. To put it simple, let me just say;

Lets forget Politics. Save Water!!
Even if its the very drops that can be saved at each and every house.
And let's be sensible and be human.

Follow this link. It does makes sense.
https://www.youtube.com/watch?v=NYtPf7PEKNM

- DC

Courtesy: https://www.youtube.com/channel/UCn2wC753SXLd2BJYLss_jlA


The Water Dispute

Not long before that I got to know whats the real issue with the Cauvery water dispute. Karnataka and Tamilnadu being in taters for a really long time over sharing the river is a known thing but the video which I came across lately got me thinking. There happens to be 3 countries sharing a river with no issue, same with India and Bangladesh sharing one and whats even more surprising is the fact that India even shares one with Pakistan and not so with any disputes let alone politics.

I've not done a lot in its favor than just being a mere spectator but that's what most us do for we dont know whats to be done or perhaps aren't really concerned. but then looking at the future generations that might face drought more worse than ours really makes me worry and think of doping my bit. so here IM sharing what i came across over this dispute. The video is in tamil so I might as well translate the core for everyone to understand.

Lets forget Politics. Save Water!!
Even if its the very drops that can be saved at every house.

Follow this link. It dioes makes sense.
https://www.youtube.com/watch?v=NYtPf7PEKNM



Sunday, August 28, 2016

Surrogacy brings joy for few women!!


With so much criticism and legal issues popping up over surrogacy recently, I came through this post where the mother felt great and proud of having used surrogacy. And I just feel it brings to most women more often than not.

In my 20-year-long career as a TV journalist, I've enjoyed a few days in the sun, days when a story or show that I did made a difference in someone's life, moments that gave me a general sense of achievement.


In my earlier avatar as a basketball player, I derived the same gratification while playing and leading my state team at the national level.

My Everest moment was when I successfully finished my first-ever full marathon as a 30-year-old.

But take all my life's accomplishments, multiply them several fold, and that's how I felt when I held my first born for the first time. Till date, the biggest achievement of my life remains being a mother to a five-month-old.

I'll hazard a guess: most mums would agree.

Jayshree Wad (the lawyer who first filed a petition against commercial surrogacy) and Sushma Swaraj (Head of the Group of Ministers who finalised the surrogacy bill) are mothers too. Proud mothers like me is a safe assumption. Though unlike me, they had the gift of bearing their own child. I, on the other hand, had to take the help of a surrogate. For that, I shall always remain envious of them.

As a young professional, I put marriage and kids on the back-burner (perils of working in the competitive and very demanding environment of TV journalism). I married at 35, and when - at 37 years of age - my husband and I decided to start a family, most doctors told us, I had missed the proverbial bus.

After going through an emotional and physically demanding roller-coaster ride for three years that involved multiple IUI and IVF failures, I had my first-born at 40, through surrogacy. I didn't choose surrogacy so I could avoid putting on weight, or avoid labour pains, or simply because it was fashionable since Bollywood stars were doing it. On the contrary, for the rest of my life, I shall always carry the pain and regret of not being able to carry my own child. So surrogacy wasn't my first, second or third option. It was my last resort.

Our baby girl has brought so much joy into our lives, I cannot even put down the feeling in words. For this, I shall forever be grateful and indebted to my doctor and the lady who carried our baby for nine months- our surrogate.

x



Hence, it pains me when I read or hear words like prostitution, exploitation, money-making racket being used to describe surrogacy. But before I tackle the pitfalls of the "Surrogacy Bill", let me try and explain surrogacy to the uninitiated. Simply because such little knowledge exists about this subject even amongst the educated elite in India.

They are two types of surrogacy treatments: traditional and gestational.

Traditional surrogacy is best suited for infertile women. The male partner's semen is fertilised using the surrogate's eggs. All of this is done artificially without any physical contact between the two. The surrogate then carries the baby for nine months, and hands over the child to the biological father and his partner.

Since I was producing eggs of my own, I opted for gestational surrogacy where my husband's semen and my eggs were fertilised in a test-tube. Once the eggs turned into embryos, they were transferred into the surrogate's womb. She carried and nourished our biological child for the duration of the gestational cycle. And then, one fine morning, after nine anxiety-filled months, we had the greatest gift in our arms. Years of suffering and disappointments vanished in a matter of seconds.

For someone who greatly benefitted from this scientific advancement, I find the Surrogacy Bill- that bans all kinds of commercial surrogacy- regressive and an attack on our democratic freedom.

Myths that the Surrogacy Bill propagates:

Surrogates equals exploitation.

False.

Our surrogate was one of the happiest, most positive personalities I've ever had the privilege of meeting. A mother of two, she had a "complete" family- in her own words. In fact, as a rule, our doctor only commissions women who are done having kids of their own as surrogates. So while surrogacy gave us our little bundle of joy, in return, our surrogate used the money earned to fund her children's education. In the end, we both benefitted, and no one lost. I only wish Mrs. Swaraj and Mrs. Wad had met our surrogate before leading the march in banning the practice altogether.

Add to that: during the gestational period the surrogate's diet and general well-being is the prime responsibility of the doctor, paid for by the commissioning parents. There are periodic ultra sounds tests, which the commissioning parents are allowed to be a part of along with the surrogate. The aim is to avoid health hazards, as much for the woman carrying the baby, as for the baby itself.  

But needy couples can always opt for altruistic surrogacy.

True, the Surrogacy Bill cleared by the cabinet allows "altruistic surrogacy" for childless couples who have been married for at least five years. Simply put, there should be no monetary or any other material benefit that the surrogate may derive from the biological parents. That's not all, the surrogate mother should be a "close relative" of the couple, should be married and have borne a child of her own.

What happens to those childless couples that don't have a "close" relative who is married and has kids of her own and is willing to bear a child for somebody else?

And even if one has a close relative that fits all criteria, whether she chooses to be a surrogate or not rests solely with her. The childless couple have no say in the matter, nor do they have Plan B.

Add to this the role that relatives play in a typical Indian family set-up. How many grandmothers or mothers-in-law would give their nod to surrogacy within the family? Some, maybe. But let's be honest, the majority won't. Which is why most women who opt for surrogacy (the surrogate and the biological mother) choose to do so discreetly. Away from the prying eyes of their extended families. And quite frankly, there is nothing wrong with it, as long as both parties gain.

So why not adopt a child?

My husband and I weren't and aren't averse to adoption. In fact, that was to be our last option had surrogacy not worked out for us. But to have a biological child of our own was what our hearts desired, and we weren't going to let go, not until we had explored all available options. It is a personal decision and each couple should be allowed to take this decision. If scientific options such as surrogacy exist, why not make it useful to those that can benefit from it?

Agreed, surrogacy should only be an option when all other forms of treatment have failed.  Yes, a crackdown on clinics flouting rules is needed. And yes, we need checks and balances in the way surrogacies are commissioned and executed. But to suggest a complete ban on commercial surrogacy is not the solution.

But whilst I argue in favour of childless married couples, as someone who experienced it first-hand, I can't help but feel for gay/lesbian and unmarried/live-in couples for whom this remains the only way of having their own biological child.

FAQs about surrogacy:

Is the child biologically yours?

100% in gestational surrogacy. 50% in traditional surrogacy.

Is it expensive?

It is indeed. The entire procedure (from fertilisation of eggs to the baby in your hand) costs anywhere between 15-25 lakhs, depending on which city and which doctor you consult. This includes the surrogate's fee, doctor's charges and all medical/ultrasound test costs.

Do you stay in touch with the surrogate mother?

Entirely upon the commissioning parents. Some parents don't meet the surrogate mother at all, and their doctors remain the liason between the two parties for the entire duration of pregnancy. Others tend to meet the surrogate on a daily basis and remain in touch even days after the baby is delivered.

Are surrogates and commissioning parents bound by a contract?

Yes, the doctor facilitates a very elaborate contract between the two parties that pre-empts situations like - Who takes home the child in case the commissioning couple split in the nine months that the baby is in the surrogate mother's womb? Who becomes the child's guardian in case the biological parents meet with a fatal accident before the child is born? etc

I have my baby and she is worth every hurdle that I went through. I am forever indebted to the woman who partnered with us. I cannot imagine excluding lakhs of people from the freedom to explore - within ethically and mandated defined parameters - the ecstasy of parenthood. This bill is not the answer. We need to reconsider it, put more thought into it, and consider modern circumstances and lifestyles when we decide on obligations, duties and penalties.

I used a surrogate and am so thankful to her.

Courtesy: Rupali Tewari/ NDTV

Saturday, July 30, 2016

Tirupati Thirumala Devasthanam!!!

  1. Sri Venkateswara Swamy Vaari Temple: The most popular tourist destination and religious attraction in the city, it is located on the Tirumala hilltop, 18 kilometres from Tirupati. Millions of devotees come here to get a glimpse of the eight-foot tall idol of Lord Venkateswara adorned with gold, diamonds and flowers and standing under the gilded dome, Ananda Nilaya Divya Vimana. Try the Prasadam offered to pilgrims by the temple, its the famous “Tirupati ladoo”. Tirupati Laddu had got Geographical indication tag which entitles only Tirumala Tirupati Devasthanams to make or sell it. 

  2. Sri Kalahasti Temple: Dedicated to Lord Shiva, Sri Kalahasti Temple is an hour’s drive from Tirupati and should be visited if you are planning a trip to Tirupati. It is reflective of the Chola and Vijayanagara styles of architecture. Famous for its Vayu Linga, which represents wind, Sri Kalahasti Temple is one of the five Pancha Bhoota Stalams. Do not forget to visit this place if you plan a trip to Tirupati.
  3. Sri Kalyana Venkateswara Swami Temple/ Srinivasa Mangapuram: It is believed that Lord Venateswara stayed here after wedding with Goddess Sri Padmavathi Devi at NarayanVanam before proceeding to Tirumala through Sri  Vaari Mettu. Most famous for Kalyana Utsav. Individuals having trouble with wedlocks can hope for good times with this utsav. About 15 kms from foot hill.

Stay: 
While there are many hotels in Tirupati, it is recommended that you book a guesthouse or Kalyana Mandapam located close to the main temple. Hotels like Fortune Select Grand RidgeGinger TirupatiSri Sai Residency and Bhimas Deluxe Hotel are good choice available at nominal rates. Try booking through Goibibo for special rates.

Some Facts:
The Tirupati temple is amongst the richest temples in the world. You will see people giving away bags of gold and other valuables at theSri Vari Hundi here. It is believed that up to a whopping Rs. 650 crores are collected in donations every year.
Story behind the donations: It is believed that Lord Srinivasa had to make arrangements for his wedding. Lord Kubera credited money to Lord Venkateswara (a form of the god Vishnu) for his marriage with Padmavathi.  Together, Srinivasa and Padmavathi lived for all eternity while Goddess Lakshmi, understanding the commitments of Lord Vishnu, chose to live in his heart forever. In remembrance of this, devotees go to Tirupati to donate money in Venkateswara's hundi (donation pot) so that he can pay it back to Kubera. The hundi collections go as high as 22.5 million INR a day. Devotees offer gold as a token of their love for God. 
However, there are very strict rules that need to be followed while visiting the temple. Hoardings with these regulations can be found all around Tirupati. 

-DC